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保险这东西。。。

最近我也开始买保险了,首先在几年前就已经买了MSIG的意外保险 X 2。
上个月经朋友的介绍,向大东方GE买了份Endownment 储蓄保险。 一个月¥105.20 的保费,连续投保2年后每年会得到¥500的Cashback。 

然后,今天我向Prudential购买了一份医药保健的保险。 买的是Premium, 所以除了¥191(CPF-Medisave)之外,额外需要付¥349(现金)-年费。除此之外,我还另外买了又一份20年期间的储蓄保险。 大东方则是25年的储蓄保险,两者都是从第三年开始有Cashback。 只不过一个500,一个600。

Prudential的Flexicash,一个月的保费是98。74。。。 貌似。。。不是很记得。 今天一口气付了¥349跟第一个月的保费。。。 幸亏大东方的从6月份开始,因为上一回是一次付了2个月的保险费用。总而言之,我算过了。全部保单加到来,每个月少说要付200多元左右。不过长远来算还是挺划算的啦。。。 Cash back 能够确保我不会有经济危机,顶多前两年省着点用薪金就是了。

不过这样一来,5月份开始的开销又大了不少。 幸亏,日本行的开销我老爸帮忙赞助了一些。早前二月份-四月份的存款也有不少,下个月存少一些。但愿够还清EVE跟Shu吧。。。 不然就是花长一点的时间还钱了。想到明年他们打算去韩国,看样子明年的红包连同今年旅行剩下的钱最好存起来。。。以备明年没有赞助商还能自掏腰包付款啊。

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